Terms and Conditions and Disclaimer 

In using the www.bsbusiness.club and www.members.bsbusiness.club website or any of our services, you accept these privacy policy, disclaimer, accessibility and terms and conditions. It is important that you read this page as it contains important information regarding accessing our website.

Our postal address is: 17 Parsonage Close, Cambridge, CB22 4SJ. We can be reached via e-mail at info@bsbusiness.club or you can reach us by telephone at 020 3137 9916.

The Client agrees to abide by, and be bound by, the Terms and Conditions, Disclaimer, Accessibility and Privacy Policy of the Company as set out below at all times without alteration, exclusion and/or adaptation. The headings in these Terms and Conditions, Disclaimer, Accessibility and Private Policy do not affect its interpretation. 

Definitions

In these Terms and Conditions, Disclaimer, Accessibility and Privacy Policy, the following terms shall have the following meanings:

Terms and Conditions

The Client understands and accepts that:

A. All Services and Client use and viewing of the Website are governed by the Terms and Conditions outlined herewith in. By accessing the Services and/or Website you are agreeing to be bound by these Terms and Conditions.

B. The Company reserves the right to amend the Terms and Conditions from time to time at its own discretion.

C. All Clients access the Website and the Services at their own risk.

D. ANY PERSON OR ENTITY (“User”) VISITING, USING OR OTHERWISE ACCESSING THE SITE AT https://bsbusiness.club/ (“Site”) OR MEMBERSHIP AT https://members.bsbusiness.club/ (“Membership”) OR ANY OF THE INFORMATION CONTAINED IN THE SITE AGREES TO AND IS BOUND BY THE FOLLOWING TERMS AND CONDITIONS OF THIS USER AGREEMENT (“Agreement”).

If you have any questions about these Terms and Conditions, please contact us at info@bsbusiness.club

The Client understands and agrees that:

General
The agreement made between the parties (which consists of this agreement and any other terms agreed in writing), contains the total understanding of the parties and supersedes all previous understandings between them either in writing or oral, provided that this shall not apply to fraudulent or negligent misrepresentation.

Neither party shall be liable for any breach of this agreement directly or indirectly caused by circumstances beyond the reasonable control of that party and which prevent that party from performing its obligations to the other, provided that a lack of funds shall not be regarded as a circumstance beyond that party’s reasonable control.

This agreement can be amended or modified by BSBC in written form at any time. The up to date agreement is available on our website. By using BSBC’s services you agree to the latest version of our terms and conditions as displayed on our website.

Neither of the parties to this agreement may assign their rights, benefits or obligations under this agreement without prior written consent from the other party.

Fees
Our fees are charged on a fixed fee basis as stated in the package that you have chosen and are subject to an annual rise (if appropriate) on or at some time after the anniversary of the date you joined BSBCt. Direct debit payments are typically taken on the first day of the month, for the current month – i.e. you would pay for March’s service on 1st March. Occasionally it may be necessary for us to change your fee payable to BSBC outside of the annual rise. We reserve the right to do this for any reason and will always give you written or email notice of such a change. If you require additional work to be undertaken that falls outside of the services outlined in your contract, then we will charge you for this separately. We will discuss the nature of the cost with you and how it will be charged before we undertake any work. No refunds will be offered where you have chosen not to make full use of the service or where you either refuse to allow or do not provide BSBC with the appropriate information to complete your contracted work.

1.         This Site or Membership, together with all content, data and other materials contained on the Site (“Content”) is owned or controlled by Boom Business Limited, a company registered in England and Wales with number 12328794 and having its registered office at Office 4 219 Kensington High Street, Kensington, London, England, W8 6BD. The Boom Business Ltd is referred to in these terms and conditions as “we”, “us” or “our”.

2.         This Site and Membership is intended for reference and educational purposes only and use of the Site and Membership and/or the Content is entirely at your own risk. Please note that whilst we endeavour to provide accurate and useful information, the Content may not be wholly accurate or up-to-date and is subject to change, often at very short notice. All Content is provided without any representations or warranties of any kind, either implied or express, to the fullest extent permitted by applicable law and is not intended as specific commercial, financial, business or legal advice. You should always carry out your own research and/or take specific professional advice before choosing any financial products or services or undertaking any business or financial venture. Please note that The Boom Business Ltd does not represent or warrant that the Site or the Content will be accurate, up-to-date, complete or free of defects, including without limitation viruses or other harmful elements.

3.         MEMBERSHIP CANCELLATION: You can cancel your membership at any time from your account or by emailing the support team at info@bsbusiness.club.

4.         MEMBERSHIP REFUNDS: The Site and Membership (BS Business Club) and Boom Business Ltd do not offer a refund for monthly and annual memberships. As a User of the Site and Membership, you understand that membership fees are non-refundable.

5.         FCA Authorisation: The Boom Business Ltd and BS Business Club do not offer Financial Advice and are not authorised or regulated by the Financial Conduct Authority (FCA).

6.         bsbusiness.club and members.bsbusiness.club provides links to other third-party websites. These links are provided for your convenience and The Boom Business Ltd: (i) does not endorse or take responsibility for the content of such websites, (ii) is not responsible for the availability of such websites; and (iii) will not be liable in any way for any loss or damage which you may suffer by using such websites. If you decide to access linked websites, you do so at your own risk.

7.         Any other website may link to our Site, provided it links only to the homepage, does not imply any endorsement of its products or services by Boom Business Ltd, does not misrepresent its relationship with or present false information about Boom Business Ltd, does not infringe any intellectual property or other rights of any person and complies with all relevant laws and regulations. Please note, however, that Boom Business Ltd reserves the right to withdraw such permission at any time and to take any other appropriate action.

8.         The Boom Business Ltd, unless otherwise stated, owns or controls all copyright, database and all other intellectual property rights in the Site and the Contents. You may not publish, distribute, extract, re-utilise, or reproduce any part of the Site or its contents in any form (including storing it in any medium) other than as expressly allowed herein or as permitted by the UK or local law.

9.         If you register with the Site or Membership, you agree to keep your password secure and confidential and not allow anyone else to use your email address or password to access the Site or Membership; not to do anything which would assist anyone who is not a registered user to gain access to any secured area of the Site; and not to create additional registration accounts for the purpose of abusing the functionality of the Site or Membership, or other users, or to seek to pass yourself off as another User. You will not use vulgar, offensive usernames or any other usernames deemed to be inappropriate by Boom Business Ltd.

10.       If you provide any information to the Site or Membership, you agree to provide only true, accurate and complete information to us and/or the Site. Any personal information provided by Users will be treated with appropriate care and security in accordance with our privacy policy. You further agree that if you submit any material to us other than Personal Data, you agree to grant to us a perpetual, royalty-free, worldwide, non-exclusive licence to use your contribution in all media, and you warrant that all such materials are original, that you have the right to grant such licence and you agree to waive your moral rights for the purposes of such licence. If you do not want to grant these rights, please do not submit your contribution to the Site.

11.       Forum, blog and Membership comments or message boards or communications with other users: by using this feature, Users agree to adhere to the general board guidelines and all our terms and conditions, with particular attention to the following: Users will not post spam or off-topic material. Users will not post adverts or the URL or other address details of businesses or organisations with which they are involved or stand to gain financially. Users will not post chain letters or pyramid schemes. Users will not post malicious, threatening, unlawful, defamatory or objectionable content. Posts will be Users’ own original work. Users will not post material to which they do not have the consent. Users will not intentionally supply false information. The Boom Business Ltd reserves the right to delete any content or User accounts or take other action as necessary without notice. Users will pay attention to and abide by any changes to the terms and conditions after they have created their account. We take all abuses very seriously. Please use the ‘contact’ form provided on the website if you believe you have been threatened or harassed.

12.       Any comments left on the Forum or on the Membership or blogs are the views of the User rather than The Boom Business Ltd. By allowing comments to remain does not mean that The Boom Business Ltd endorses the views or information contained within. We cannot take responsibility for the accuracy of the information posted by users.

13.       In consideration for having privileged access to and receiving the protected content, information, data and other material within the private pages of the Site (“Confidential Information”), you agree to keep secret and protect the Confidential Information, to use it only for your own private purposes and not to disclose it to any third party for any commercial purpose or gain. This paragraph does not apply, however, to any information which User can establish to have: (i) become publicly known through no breach of this Agreement; (ii) been known by User prior to receipt; (iii) been independently developed by User; (iv) been approved for public release by The Boom Business Ltd’s written authorisation; or (v) been required to be disclosed by law.

14.       You agree and undertake not to attempt to damage, deny service to, hack, crack, reverse-engineer, or otherwise interfere (collectively, “Interfere”) with the Site in any manner. If you in any way interfere with the Site or Membership, you agree to pay all damages incurred by The Boom Business Ltd. The Boom Business Ltd will cooperate with the authorities in prosecuting any User who Interferes with the Site or otherwise attempts to defraud The Boom Business Ltd or any other parties through User’s use of the Site or services provided via the Site. The Boom Business Ltd reserves the right to deny any or all access or service to any User for any reason, at any time, at our sole discretion. User agrees that we may block User’s IP address or addresses at any time, and at our sole discretion to disallow User’s continued use of the Site. We reserve the right to take any action we may deem appropriate in our sole discretion with respect to violations or enforcement of the terms of this Agreement, and we expressly reserve all rights and remedies available to us at law or in equity.

15.       The brands, products and service names used on this Site and Membership (including, without limitation, “Boom Business”, “BSBC”, “BS Business Club” or “Bright & Smart Business Club”) are the trademarks or trade names of The Boom Business Ltd or its trading partners unless otherwise stated. You may not distribute products or offer services under or by reference to or otherwise use or reproduce any such trademarks, trade names or taglines without the prior written permission of The Boom Business Ltd.

16.       User agrees that the liability of The Boom Business Ltd to User under this Agreement shall be limited to the amount User has actually paid to The Boom Business Ltd for its services. Nothing in this Agreement shall operate to limit or exclude liability for death or personal injury caused by the negligence of The Boom Business Ltd.

17.       User agrees to indemnify The Boom Business Ltd for any loss or damage that may be incurred by The Boom Business Ltd, including without limitation legal fees, arising from User’s use of the Site  or Membership or User’s use of any information obtained through the Site.

18.       Your use of the Site or Membership and/or its content creates no partnership, client, fiduciary or other professional relationship.

19.       This Agreement constitutes the entire agreement between the parties on the subject matter hereof. There are no understandings, agreements, or representations, oral or written, not specified herein regarding this Agreement. No modification of this Agreement shall be effective unless in writing and signed by authorised parties for both The Boom Business Ltd and User.

20.       If any part, term, or provision of this Agreement shall be held by a court of competent jurisdiction to be illegal, unenforceable, or in conflict with any law of the United Kingdom having jurisdiction over this Agreement, the remaining portions or provisions shall still remain valid and continue in full force and effect.

21.       This Agreement and/or any other terms of service may be changed without prior notice, and any such amendment will be applicable to all Users from the date and time such revised terms have been posted on the Site. User’s continued use of the Site or services constitutes agreement with and acceptance of any such amendment or other changes.

22.       These Terms of Sale, and the relationship between you and Us (whether contractual or otherwise) shall be governed by, and construed in accordance with, English law. Any dispute, controversy, proceedings, or claim between you and Us relating to the Terms or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the exclusive jurisdiction of the courts of England and

23. SERVICES FOR www.setupcompany.ltd and SMART ACCOUNTING & BUSINESS SERVICES LTD CLIENTS and clients referred from www.setupcompany.ltd and SMART ACCOUNTING & BUSINESS SERVICES LTD

In using our services you are agreeing to the terms and conditions below in addition to our standard terms and conditions.

You are offered for free only a light subscription to the BS Business Club. If you want access to other paid services from club, please contact us at info@bsbusiness.club.

The Boom Business Ltd reserves the right to delete any content or User accounts or take other action as necessary without notice. Users will pay attention to and abide by any changes to the terms and conditions after they have created their account.

24. GDPR Compliance Statement

 Introduction

The EU General Data Protection Regulation (“GDPR”) comes into force across the European Union on 25^th May 2018 and brings with it the most significant changes to data protection law in two decades. Based on privacy by design and taking a risk-based approach, the GDPR has been designed to meet the requirements of the digital age.The 21^st Century brings with it broader use of technology, new definitions of what constitutes personal data, and a vast increase in cross-border processing. The new Regulation aims to standardise data protection laws and processing across the EU; affording individuals stronger, more consistent rights to access and control their personal information.

Our Commitment

At Boom we are committed to ensuring the security and protection of the personal information that we process, and to provide a compliant and consistent approach to data protection. We have always had a robust and effective data protection program in place which complies with existing law and abides by the data protection principles. However, we recognise our obligations in updating and expanding this program to meet the demands of the GDPR and the UK’s Data Protection Bill. Smart are dedicated to safeguarding the personal information under our remit and in developing a data protection regime that is effective, fit for purpose and demonstrates an understanding of, and appreciation for the new Regulation. Our preparation and objectives for GDPR compliance have been summarised in this statement and include the development and implementation of new data protection roles, policies, procedures, controls and measures to ensure maximum and ongoing compliance. Smart will retain and use data that is required by us to act as your accountants, and data will only ever be shared in the carrying out of contracted services for our clients, which includes but is not limited to: communication with HMRC, Companies House or other regulatory bodies.

How We Prepared for the GDPR

Smart already have a consistent level of data protection and security across our organisation, however we went through a comprehensive review of our policies to ensure that we are GDPR compliant. Our preparation included:

• Information Audit – carrying out a company-wide information audit to identify and assess what personal information we hold, where it comes from, how and why it is processed and if and to whom it is disclosed.
• Policies & Procedures – revising/implementing new data protection policies and procedures to meet the requirements and standards of the GDPR and any relevant data protection laws, including:
• Data Protection – our main policy and procedure document for data protection has been overhauled to meet the standards and requirements of the GDPR. Accountability and governance measures are in place to ensure that we understand and adequately disseminate and evidence our obligations and responsibilities; with a dedicated focus on privacy by design and the rights of individuals.
• Data Retention & Erasure – we have updated our retention policy and schedule to ensure that we meet the ‘data minimisation’ and ‘storage limitation’ principles and that personal information is stored, archived and destroyed compliantly and ethically. We have dedicated erasure procedures in place to meet the new ‘Right to Erasure’ obligation and are aware of when this and other data subject’s rights apply; along with any exemptions, response timeframes and notification responsibilities.
• Data Breaches – our breach procedures ensure that we have safeguards and measures in place to identify, assess, investigate and report any personal data breach at the earliest possible time. Our procedures are robust and have been disseminated to all employees, making them aware of the reporting lines and steps to follow.
• International Data Transfers & Third-Party Disclosures – where Smart stores or transfers personal information outside the EU, we have robust procedures and safeguarding measures in place to secure, encrypt and maintain the integrity of the data. Our procedures include a continual review of the countries with sufficient adequacy decisions, as well as provisions for binding corporate rules; standard data protection clauses or approved codes of conduct for those countries without. We carry out strict due diligence checks with all recipients of personal data to assess and verify that they have appropriate safeguards in place to protect the information, ensure enforceable data subject rights and have effective legal remedies for data subjects where applicable.
• Subject Access Request (SAR) – we have revised our SAR procedures to accommodate the revised 30-day timeframe for providing the requested information and for making this provision free of charge. Our new procedures detail how to verify the data subject, what steps to take for processing an access request, what exemptions apply and a suite of response templates to ensure that communications with data subjects are compliant, consistent and adequate.
• Legal Basis for Processing – we have reviewed all processing activities to identify the legal basis for processing and ensuring that each basis is appropriate for the activity it relates to. Where applicable, we also maintain records of our processing activities, ensuring that our obligations under Article 30 of the GDPR and Schedule 1 of the Data Protection Bill are met.
• Obtaining Consent – we have revised our consent mechanisms for obtaining personal data, ensuring that individuals understand what they are providing, why and how we use it and giving clear, defined ways to consent to us processing their information. We have developed stringent processes for recording consent, making sure that we can evidence an affirmative opt-in, along with time and date records; and an easy to see and access way to withdraw consent at any time.
• Direct Marketing – we have revised the wording and processes for direct marketing, including clear opt-in mechanisms for marketing subscriptions; a clear notice and method for opting out and providing unsubscribe features on all subsequent marketing materials.
• Data Protection Impact Assessments (DPIA) – where we process personal information that is considered high risk, involves large scale processing or includes special category/criminal conviction data; we have developed stringent procedures and assessment templates for carrying out impact assessments that comply fully with the GDPR’s Article 35 requirements.
• Processor Agreements – where we use any third-party to process personal information on our behalf (e. Recruitment, Hosting etc), we have ensured that they (as well as we), meet and understand their/our GDPR obligations. These measures include initial and ongoing reviews of the service provided, the necessity of the processing activity, the technical and organisational measures in place and compliance with the GDPR.
• Special Categories Data – where we obtain and process any special category information, we do so in complete compliance with the Article 9 requirements and have high-level encryptions and protections on all such data. Special category data is only processed where necessary and is only processed where we have first identified the appropriate Article 9(2) basis or the Data Protection Bill Schedule 1 condition. Where we rely on consent for processing, this is explicit and is verified by a signature, with the right to modify or remove consent being clearly signposted.

Data Subject Rights

In addition to the policies and procedures mentioned above that ensure individuals can enforce their data protection rights, we provide easy to access information via office of an individual’s right to access any personal information that Smart processes about them and to request information about: 

What personal data we hold about them

The purposes of the processing

The categories of personal data concerned

The recipients to whom the personal data has/will be disclosed

How long we intend to store your personal data for

If we did not collect the data directly from them, information about the source

The right to have incomplete or inaccurate data about them corrected or completed and the process for requesting this

The right to request erasure of personal data (where applicable) or to restrict processing in accordance with data protection laws, as well as to object to any direct marketing from us and to be informed about any automated decision-making that we use

The right to lodge a complaint or seek judicial remedy and who to contact in such instances

Information Security & Technical and Organisational Measures

Boom takes the privacy and security of individuals and their personal information very seriously and take every reasonable measure and precaution to protect and secure the personal data that we process. We have robust information security policies and procedures in place to protect personal information from unauthorised access, alteration, disclosure or destruction and have several layers of security measures, including:

 –SSL, access controls, password policy, encryptions, pseudonymisation, practices, restriction, IT, and authentication.

GDPR Roles and Employees

Smart have designated Madeleine Salariu as our Data Protection Officer (DPO)/Appointed Person and have appointed a data privacy team to develop and implement our roadmap for complying with the new data protection Regulation. The team are responsible for promoting awareness of the GDPR across the organisation, assessing our GDPR readiness, identifying any gap areas and implementing the new policies, procedures and measures. Smart understands that continuous employee awareness and understanding is vital to the continued compliance of the GDPR and have involved our employees in our preparation plans. We have implemented an employee training program specific to GDPR compliance which has been provided to all employees prior to May 25^th, 2018, and forms part of our induction and continual training program.If you have any questions about our preparation for the GDPR, please contact Data Protection Officer (DPO)/Appointed Person.

As company formation agents we must comply with UK Anti Money Laundering regulations (“AML legislation”) including the The Money Laundering and Terrorist Financing (Amendment) (EU Exit) Regulations 2020. This entails that we must carry out ‘client due diligence’ measures with the purpose of checking that our clients are who they say they are. We refer Our clients to third-party providers to help prove their’ identity for Us in order to comply with the AML legislation. The third-party providers collects personal data from Our clients directly, and personal data are not transferred by Us to the third-party provider. The personal data collected may include special category data for which explicit consent from you is required. Such collection, processing and handling of personal data is done further to the privacy policies of the third-party providers.

25. Other Important Terms

We may transfer (assign) Our obligations and rights under these Terms of Sale (and under the Contract, as applicable) to a third party (this may happen, for example, if We sell Our business). If this occurs, you will be informed by Us in writing. Your rights under these Terms of Sale will not be affected and Our obligations under these Terms of Sale will be transferred to the third party who will remain bound by them.

You may not transfer (assign) your obligations and rights under these Terms of Sale (and under the Contract, as applicable) without Our express written permission.

The Contract is between you and Us. It is not intended to benefit any other person or third party in any way and no such person or party will be entitled to enforce any provision of these Terms of Sale.

If any of the provisions of these Terms of Sale are found to be unlawful, invalid or otherwise unenforceable by any court or other authority, that / those provision(s) shall be deemed severed from the remainder of these Terms of Sale. The remainder of these Terms of Sale shall be valid and enforceable.

No failure or delay by Us in exercising any of Our rights under these Terms of Sale means that We have waived that right, and no waiver by Us of a breach of any provision of these Terms of Sale means that We will waive any subsequent breach of the same or any other provision.

We may revise these Terms of Sale from time to time including but not limited to in response to changes in relevant laws and other regulatory requirements.   

26. Complaints Procedure

If you are unhappy with any part of the service we have provided we would kindly request you that you contact our customer service team by calling us on 0203 137 9916 who will do their best to resolve any problems or concerns that you may have experienced.

How can I make a formal complaint?
If you feel our service has not met expectations and you have not been able to resolve the issue you have been experiencing, you can make a formal complaint to info@bsbusiness.club. Please ensure you use the heading of “Customer Complaint” and provide full contact details so that it can be investigated properly.

I have made a complaint, what happens next?
Once we receive your complaint we will confirm receipt within 4 hours of our working day (Mon – Fri 9.00am – 5.00pm). Our complaint handling team will look thoroughly into all of the concerns raised and a will respond in full within 5 working days.

27. Website Terms & Conditions

The Website Terms and Conditions (the “Terms”), together with any other documents referred to herein, set out the terms of use governing your use of this website, www. bsbusiness.club (“Our Site”). It is recommended that you print a copy of the Terms for your future reference.

Your agreement to comply with the Terms is indicated by your use of Our Site. If you do not agree to the Terms, you must stop using Our Site immediately.

Definitions and Interpretation

In the Terms, unless the context otherwise requires, the following expressions have the following meanings:

Access to Our Site

1. Our Site and the Content is for business users only. The Content does not apply to individual consumers as Our services are not offered for personal use (that is, not in connection with, or for use in, their trade, business, craft, or profession).
2. It is your responsibility to make the arrangements necessary in order to access Our Site.
3. Access to Our Site is provided on an “as is” and on an “as available” basis. We may suspend or discontinue Our Site (or any part of it) at any time. We do not guarantee that Our Site will always be available or that access to it will be uninterrupted.

Changes to Our Site: We may alter and update Our Site (or any part of it) at any time.

Changes to the Terms

1. We may alter the Terms at any time. As explained above, your use of Our Site constitutes your acceptance of the Terms. Consequently, any changes made to the Terms will apply to your use of Our Site the first time you use it after the changes have been implemented. You are therefore advised to check this page every time you use Our Site.
2. If any part of the current version of the Terms conflicts with any previous version(s), the current version shall prevail unless We explicitly state otherwise.

How You May Use Our Site and Content (Intellectual Property Rights)

1. All Content included on Our Site and the copyright and other intellectual property rights in that Content belongs to or has been licensed by Us, unless specifically labelled otherwise. All Content is protected by applicable United Kingdom and international intellectual property laws and treaties.
2. You may access, view, and use Our Site in a web browser (including any web browsing capability built into other types of software or app) and you may download Our Site (or any part of it) for caching (this usually occurs automatically).
3. You may print copies and download extracts of any page(s) from Our Site.
4. Our status as the owner and author of the Content on Our Site (or that of identified licensors, as applicable) must always be acknowledged.
5. Nothing in the Terms limits or excludes the provisions of Chapter III of the Copyright, Designs and Patents Act 1988, ‘Acts Permitted in Relation to Copyright Works’, which provides exceptions allowing certain uses of copyright material.

Links to Our Site

1. Links to Our Site must be fair and lawful. You must not take unfair advantage of Our reputation or attempt to damage Our reputation.
2. You must not link to Our Site in a manner that suggests any association with Us (where there is none) or any endorsement or approval from Us (where there is none).
3. Your link should not use any logos or trade marks displayed on Our Site without Our express written permission.
4. You must not frame or embed Our Site on another website without Our express written permission.

Links to Other Sites

1. Links to other websites may be included on Our Site. Unless expressly stated, these sites are not under Our control. We accept no responsibility or liability for the content of third-party websites.
2. The inclusion of a link to another website on Our Site is for information purposes only and does not imply any endorsement of that website or of its owners, operators, or any other parties involved with it.

Disclaimers

1. Nothing on Our Site constitutes professional advice on which you should rely. It is provided for general information purposes only.
2. We make reasonable efforts to ensure that the Content on Our Site is complete, accurate, and up to date, but We make no warranties, representations, or guarantees (express or implied) that this will always be the case.
3. If you are a business user, We exclude all implied representations, warranties, conditions, and other terms that may apply to Our Site and Content.

Our Liability

1. Nothing in the Terms excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be lawfully excluded or restricted.
2. To the fullest extent permissible by law, We accept no liability for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content included on Our Site.
3. We accept no liability for loss of profit, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.

Viruses, Malware, and Security

1. We exercise reasonable skill and care to ensure that Our Site is secure and free from viruses and malware; however, We do not guarantee that this is the case.
2. You are responsible for protecting your hardware, software, data, and other material from viruses, malware, and other internet security risks.
3. You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via Our Site.
4. You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site.
5. You must not attack Our Site by means of a denial of service attack, a distributed denial of service attack, or by any other means.
6. If you will commit a criminal offence a criminal offence under the Computer Misuse Act 1990. Any and all such breaches will be reported to the relevant law enforcement authorities and We will cooperate fully with those authorities by disclosing your identity to them. Your right to use Our Site will cease immediately in the event of such a breach.

Acceptable Usage of Our Site

1. You may only use Our Site in a lawful manner:
   1. You must ensure that you comply fully with any and all local, national, or international laws and regulations that apply;
   2. You must not use Our site in any way, or for any purpose, that is unlawful or fraudulent; and
   3. You must not use Our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware or any other code designed to adversely affect computer hardware, software, or data of any kind.
2. If you fail to comply with the provisions of this Part 13, you will be in breach of the Terms. We may take one or more of the following actions in response:
   
   
   1. Suspend or terminate your right to use Our Site;
   2. Issue you with a written warning;
   3. Take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach;
   4. Take further legal action against you, as appropriate;
   5. Disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or
   6. Any other actions which We deem reasonably appropriate (and lawful).
3. We hereby exclude any and all liability arising out of any actions that We may take  in response to your breach.

How We Use Your Personal Information

We will only use your personal information as set out in Our Privacy Policy, available from our website in the footer, www.bsbusiness.club

Communications from Us

1. If We have your contact details, We may send you important notices by email from time to time. Such notices may relate to matters including, but not limited to, changes to Our Site or to the Terms.
2. We will not send you marketing emails without your express consent. If you do consent to marketing, you may opt out at any time. All marketing emails from Us include an un-subscribe link. If you opt out of emails from Us, it may take up to 8 days for your request to take effect and you may continue to receive emails during that time.
3. For questions or complaints about communications from Us, please contact Us using the details above.